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A cheque deposit shall be acceptable for assortment and the proceeds shall not be out there until the cheque has been cleared and the proceeds paid to the Bank. Any money deposits might solely be thought to be having been acquired by the Bank upon crediting the identical to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual charge as prescribed by the Bank for the cardboard and an annual payment prescribed by the Bank for every Supplementary Card.

In the occasion of the said bank account not having sufficient funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant along with the Card dues. The Cardholder agrees and confirms that each one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be appropriate and complete. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for reasons of incomplete or incorrect info or for any cause in any way. The Cardholder further agrees and undertakes to inform the Cardholder’s financial institution of the auto debit directions issued in favor of BRAC Bank and to not close the stated bank account without the prior consent of BRAC Bank.

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The cost will be mirrored inside the identical day of instruction. The supplementary cardholder is bound by all Terms and Conditions besides that she or he just isn’t answerable for payment in respect of any transactions on the card account. The major cardholder shall be responsible to the Bank for all transactions on the supplementary card. The use of the Card by the cardholder to acquire a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a money advance payment and finance charge as determined by the Bank every so often on the quantity of money advance. Finance charge shall be levied on each Cash Advance from the date of the advance until repayment is made in full.

If the disputed Card Transaction turns out to be genuine, the Cardholder shall pay the quantity set out in the related Card Transaction along with any charges incurred by the Bank within the investigation of such disputed Card Transaction. Payments will be treated as made from the date on which the funds are actually acquired by the Bank in the strange course of business and not from the posting date on the Statement. At least 3-4 days should be allowed for the fee to be credited to the Card Account. If the Cardholder pays an amount lower than the current balance of a particular month’s invoice assertion by the payment due date, curiosity might be accrued on the stability remaining after the Payment Due Date and will be posted within the next assertion.